If as a homeowner you think it is time to change, either because the family has grown, because you now telework and need an office with sea views, or simply because you have fallen in love with one of the new developments in Corralejo or El Cotillo, the question is how to manage the change: How can I buy housing before selling the current one?
At Destiny Home we help you with the process of moving to a new home:
The Dilemma of time and liquidity
Most homebuyers fear both of these scenarios:
- selling too soon and having nowhere to go, or
- to buy before selling and be suffocated by two mortgages.
At Destiny Home we understand that we are not just managing real estate, but the wealth and peace of mind of our clients.
Therefore, we have designed a protocol that takes the stress out of this transition.
The Technical Solution: Bridge Mortgage
The bridge mortgage is your best ally. It is not a product for everyone, but it is for those with an older home with market value and a stable financial situation. This loan allows you to finance up to 100% of your new purchase while you put your current home up for sale.
The great advantage is the grace period: for months (or even years), you only pay interest on the part of the principal that will be paid off when you sell your old home.
This allows you to move in today, enjoy the new terrace and wait for the perfect offer for the old house, without rushing. Remember that haste is the worst enemy of the sale price.
The Value of Integrated Management
Why do it with Destiny Home?
Because while you are choosing your new home, our team of agents takes action in your previous home. We don’t just put up a “For Sale” sign:
- We make an improvement in the appearance of the house, with professional photographic report, video and, in some cases, virtual tour so that the house looks impeccable in the online ads and in face-to-face visits.
- We publish your property in our international network of more than 20 portals and present it to our database of 30,000 qualified buyers.
- We coordinate the notary agendas so that the closing of the sale and the cancellation of the bridge loan are a smooth process without legal hassles.
Tax Planning: The 2-year advantage
In the Canary Islands, the law gives you a margin of two years to reinvest the capital gain of your habitual residence. This means that you can buy your new home today and you have up to 24 months to sell the old one, keeping all the tax exemptions on the IRPF.
This temporary window is a golden opportunity to wait for the market to continue to appreciate the value of the property while you are already living in your new home.
Customer Satisfaction Analysis
What do Destiny Home’s Destiny Home customers who have bought and sold in Fuerteventura?
Reputation management is not a tactical task, it is a strategic asset. The Google reviews and blog testimonials on the blog act as the social proof needed for an investor in Berlin or Milan to entrust his savings to a company in Corralejo.
From the analysis of customer feedback, the values that differentiate Destiny Home from the competition are extracted:
- Patience and Personalization: Clients like Marco and Elena emphasize that “we did not feel pressured at any time; they explained the bridge mortgage to us three times until we were sure”.
- Legal Resolution: “We had a problem with the registration of the old property that almost truncated the purchase of the new one, but Destiny Home’s legal team solved it within 48 hours”.
- Multilingual treatment: Foreign buyers especially appreciate agents like Ian who speak their language perfectly, which provides invaluable legal security when signing documents at a distance.
- Professionalism: “They are not just a mere apartment teacher; they know the law and the financial options in detail”.
- Innovation: Clients who bought off-plan or by remote signature highlight the technological fluidity and the use of renderings and 360º tours to facilitate visualization.
- Security: The recurrence of comments on the resolution of problems in inheritance or registration charges reinforces the company’s image as a legal shield for the client.
We manage wealth, investment and lifestyle.
The growing international demand in Fuerteventura, coupled with limited supply and a more demanding regulatory framework, favors operators that control the entire value chain. Destiny Home, with its vertical integration model, is prepared to lead this new stage of the Canary Islands market.
The brand strategy must continue to reinforce the guiding principle: Destiny Home does not sell homes; it manages wealth, investment and lifestyle.
Every marketing action, from the launch of a premium promotion such as Mirador de las Estrellas or Origo Mare, to tax advice to an heir, must communicate security, expertise and innovation.
The future of the sector in Fuerteventura is based on the sustainability and professionalization. Investors are no longer just looking for profitability, they are looking for assets that respect the environment and offer impeccable operational management. In this sense, the commitment to responsible rehabilitation and the creation of housing concepts with their own identity ensures that Destiny Home remains the leading brand and the absolute benchmark of the real estate market in Fuerteventura and the rest of the Canary Islands.
Do not miss the opportunity to live as you have always dreamed in Fuerteventura for fear of the times.
At Destiny Home we manage your estate so that all you have to worry about is choosing the color of the walls of your new home.
The island market doesn’t wait, and we’re here to make sure you don’t have to either.
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