{"id":2685,"date":"2023-11-09T15:42:04","date_gmt":"2023-11-09T15:42:04","guid":{"rendered":"https:\/\/blog.destinyhome.es\/finance-the-purchase-of-a-house-in-fuerteventura-in-8-steps\/"},"modified":"2023-11-23T11:14:30","modified_gmt":"2023-11-23T11:14:30","slug":"finance-the-purchase-of-a-house-in-fuerteventura-in-8-steps","status":"publish","type":"post","link":"https:\/\/blog.destinyhome.es\/en\/finance-the-purchase-of-a-house-in-fuerteventura-in-8-steps\/","title":{"rendered":"Finance the purchase of a house in Fuerteventura, in 8 steps"},"content":{"rendered":"<p>Once you know <a href=\"https:\/\/blog.destinyhome.es\/5-pasos-antes-de-comprar-casa-con-hipoteca-en-fuerteventura\/\">what mortgage to ask for and for what amount<\/a>, we will show you the 8 phases of the process to get the mortgage.<\/p>\n<p>Remember that, in addition to the free study, we can help you <strong>finance 70% of the amount of the house <\/strong>and that, throughout the process, the financial advisor will accompany you:<\/p>\n<blockquote>\n<p style=\"text-align: center;\"><a href=\"https:\/\/blog.destinyhome.es\/financia-la-compra-de-tu-casa-en-fuerteventura-lp\/?utm_source=Blog&#038;utm_medium=CTA&#038;utm_campaign=Financiacion&#038;utm_gen=utmdc\"><strong>Contact our financial advisor<\/strong><\/a><\/p>\n<\/blockquote>\n<h2>Introductory meetings<\/h2>\n<p>The financial advisor will make an appointment with you to discuss the home purchase and financing.<\/p>\n<p>We provide information on various mortgage products and other services of potential interest, so you can choose the one that best suits your plans.<\/p>\n<p>We provide you with a GUIDE to your purchase project, which includes information on the documents required to process the loan.<\/p>\n<p><strong>We calculate different options<\/strong> for products and financial conditions, so you can analyse the best option for you.<\/p>\n<p>You will receive a list of documents that we will use to review the transaction:<br \/>\n<a href=\"https:\/\/blog.destinyhome.es\/en\/5-steps-before-buying-a-house-with-a-mortgage-in-fuerteventura\/#What_documentation_are_we_going_to_ask_you_for\">What <strong>documentation<\/strong> will I need?<\/a><\/p>\n<h2>Review and decision<\/h2>\n<p>Once we have received all the documentation, we will study the loan application and inform you.<br \/>\nof our decision regarding its <strong>viability<\/strong>.<br \/>\nIf necessary, we can ask you for additional supporting documents.<\/p>\n<h2>Transaction processing<\/h2>\n<p>If the transaction is feasible, you can arrange the appraisal of the property directly, or we can arrange it for you.<\/p>\n<p>The procedures at the Registry begin, and we will need you to provide us with your bank details for<br \/>\nconfigure payments.<\/p>\n<p><a href=\"https:\/\/blog.destinyhome.es\/en\/finance-the-purchase-of-your-house-in-fuerteventura-lp\/?utm_source=Blog&#038;utm_medium=CTA&#038;utm_campaign=Financiacion&#038;utm_gen=utmdc\"><img loading=\"lazy\" decoding=\"async\" class=\"aligncenter wp-image-2551 size-full\" src=\"https:\/\/blog.destinyhome.es\/wp-content\/uploads\/2023\/10\/Estudio-financiero-EN.png\" sizes=\"auto, (max-width: 650px) 100vw, 650px\" srcset=\"https:\/\/blog.destinyhome.es\/wp-content\/uploads\/2023\/10\/Estudio-financiero-EN.png 650w, https:\/\/blog.destinyhome.es\/wp-content\/uploads\/2023\/10\/Estudio-financiero-EN-300x35.png 300w\" alt=\"Financial advisor EN\" width=\"650\" height=\"75\" \/><\/a><\/p>\n<p>&nbsp;<\/p>\n<h2>Preparations for the signing<\/h2>\n<p>We will provide you with the pre-contractual agreement, with the documentation it contains:<\/p>\n<ul>\n<li>European Standardized Information Sheet (ESIS).<\/li>\n<li>Standardized Legal Notice Sheet (FiAE).<\/li>\n<li>If you choose a variable rate product, the information document with different scenarios depending on changes in the interest rate.<\/li>\n<li>Document with a breakdown of expenses and their allocation.<\/li>\n<li>Contract project.<\/li>\n<li>Waiver of the obligation to receive notarial advice.<\/li>\n<li>List of documents received and explained.<\/li>\n<\/ul>\n<p>We will review together the information contained in this document, to confirm that it is what is being<br \/>\nagreed and resolved any possible queries.<\/p>\n<p>The <strong>pre-contractual document<\/strong> is signed.<br \/>\nYou must also sign the SEPA mandate (direct debit mandate).<\/p>\n<p>We set the <strong>date for the signing of<\/strong> the notarial deed.<\/p>\n<p><em>On our website you find the best selection of <a href=\"https:\/\/www.destinyhome.es\/gb\/results\/?id_tipo_operacion=1&amp;modo=&amp;od=pri.d&amp;dt%5B%5D=&amp;precio_min=&amp;precio_max=&amp;m2_min=&amp;m2_max=&amp;dormitorios_min=&amp;dormitorios_max=&amp;banos_min=&amp;banos_max=&amp;type%5B%5D=21&amp;tipos_obra=&amp;t_piscina=&amp;fecha_alta=&amp;vistas=&amp;tipo_calefaccion=&amp;primera_linea=&amp;amueblado=&amp;de_banco=&amp;piscina=\">houses and villas for sale in Fuerteventura<\/a>:<\/em><\/p>\n<div id=\"attachment_2659\" style=\"width: 976px\" class=\"wp-caption aligncenter\"><a href=\"https:\/\/www.destinyhome.es\/gb\/results\/?id_tipo_operacion=1&amp;modo=&amp;od=pri.d&amp;dt%5B%5D=&amp;precio_min=&amp;precio_max=&amp;m2_min=&amp;m2_max=&amp;dormitorios_min=&amp;dormitorios_max=&amp;banos_min=&amp;banos_max=&amp;type%5B%5D=21&amp;tipos_obra=&amp;t_piscina=&amp;fecha_alta=&amp;vistas=&amp;tipo_calefaccion=&amp;primera_linea=&amp;amueblado=&amp;de_banco=&amp;piscina=\"><img loading=\"lazy\" decoding=\"async\" aria-describedby=\"caption-attachment-2659\" class=\"wp-image-2658 size-full\" title=\"houses for sale in Fuerteventura\" src=\"https:\/\/blog.destinyhome.es\/wp-content\/uploads\/2023\/11\/on-sale-houses-fuerteventura.jpg\" alt=\"on-sale-houses-fuerteventura\" width=\"966\" height=\"240\" srcset=\"https:\/\/blog.destinyhome.es\/wp-content\/uploads\/2023\/11\/on-sale-houses-fuerteventura.jpg 966w, https:\/\/blog.destinyhome.es\/wp-content\/uploads\/2023\/11\/on-sale-houses-fuerteventura-300x75.jpg 300w, https:\/\/blog.destinyhome.es\/wp-content\/uploads\/2023\/11\/on-sale-houses-fuerteventura-768x191.jpg 768w\" sizes=\"auto, (max-width: 966px) 100vw, 966px\" \/><\/a><p id=\"caption-attachment-2659\" class=\"wp-caption-text\"><a href=\"https:\/\/www.destinyhome.es\/gb\/results\/?id_tipo_operacion=1&amp;modo=&amp;od=pri.d&amp;dt%5B%5D=&amp;precio_min=&amp;precio_max=&amp;m2_min=&amp;m2_max=&amp;dormitorios_min=&amp;dormitorios_max=&amp;banos_min=&amp;banos_max=&amp;type%5B%5D=21&amp;tipos_obra=&amp;t_piscina=&amp;fecha_alta=&amp;vistas=&amp;tipo_calefaccion=&amp;primera_linea=&amp;amueblado=&amp;de_banco=&amp;piscina=\"><em><strong>Houses for sale in Fuerteventura<\/strong><\/em><\/a><\/p><\/div>\n<h2>Execution of the notarial deed<\/h2>\n<p>After signing the pre-contractual documentation, you will have time to reflect (at least 10 days), to evaluate the transaction as a whole and to visit the notary of your choice to receive the <strong>mandatory advice before signing the deeds<\/strong>.<\/p>\n<p>The notary will answer any questions you may have and will ask you a series of questions, including whether you have received and understood the information about the mortgage loan.<\/p>\n<p>The notary will then draw up the<strong> notarial deed<\/strong>.<\/p>\n<h2>Signature at the notary<\/h2>\n<p>You go to the same notary&#8217;s office again to <strong>sign the mortgage loan deed<\/strong> and the rest of the related documentation.<\/p>\n<p>We will provide all loan documentation.<br \/>\nThe notary will also e-mail you a copy of the loan deed.<\/p>\n<h2>Call after signing<\/h2>\n<p>The financial advisor will call, after signing in front of a notary, to find out what you think and feel about how things went.<\/p>\n<h2>Delivery of deeds<\/h2>\n<p>Once the proceedings have been completed, you will receive:<\/p>\n<ul>\n<li>A bill of sale or other items that may have funds provisioned.<\/li>\n<li>Invoices corresponding to the costs of the deed and registration of the purchase and sale or other administrative procedures carried out.<\/li>\n<li>Liquidation of contributed funds (sale or other administrative procedures carried out)<br \/>\nfor which funds have been provided).<\/li>\n<\/ul>\n<p><a href=\"https:\/\/blog.destinyhome.es\/en\/finance-the-purchase-of-your-house-in-fuerteventura-lp\/?utm_source=Blog&#038;utm_medium=CTA&#038;utm_campaign=Financiacion&#038;utm_gen=utmdc\"><img loading=\"lazy\" decoding=\"async\" class=\"aligncenter wp-image-2551 size-full\" src=\"https:\/\/blog.destinyhome.es\/wp-content\/uploads\/2023\/10\/Estudio-financiero-EN.png\" sizes=\"auto, (max-width: 650px) 100vw, 650px\" srcset=\"https:\/\/blog.destinyhome.es\/wp-content\/uploads\/2023\/10\/Estudio-financiero-EN.png 650w, https:\/\/blog.destinyhome.es\/wp-content\/uploads\/2023\/10\/Estudio-financiero-EN-300x35.png 300w\" alt=\"Financial advisor EN\" width=\"650\" height=\"75\" \/><\/a><\/p>\n<p>&nbsp;<\/p>\n<p style=\"text-align: center;\"><a href=\"https:\/\/blog.destinyhome.es\/financia-la-compra-de-tu-casa-en-fuerteventura-lp\/?utm_source=Blog&#038;utm_medium=CTA&#038;utm_campaign=Financiacion&#038;utm_gen=utmdc\"><video src=\"https:\/\/blog.destinyhome.es\/wp-content\/uploads\/2023\/11\/8pasos_EN.mp4\" autoplay=\"autoplay\" loop=\"loop\" muted=\"\" width=\"501\" height=\"282\"><\/video><\/a><\/p>\n<p>&nbsp;<\/p>\n","protected":false},"excerpt":{"rendered":"<p>The 8 steps to get the mortgage in Fuerteventura<\/p>\n","protected":false},"author":1,"featured_media":2634,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"inline_featured_image":false,"footnotes":""},"categories":[65],"tags":[370,357,129],"class_list":["post-2685","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-buy-home-fuerteventura","tag-documents-to-buy-a-house","tag-financing-house-fuerteventura","tag-nonresidents"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v27.3 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>Finance the purchase of a house in Fuerteventura, in 8 steps - DestinyHome 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